Updated for 2026 · checked October 2026
Illinois Paycheck Calculator
Illinois withholds a flat 4.95% of wages after a $2,925 exemption for each allowance claimed on Form IL-W-4.
Illinois take-home pay biweekly
$1,829.41
$47,564.79 a year · effective tax rate 20.7%
| Gross pay | $2,307.69 |
|---|---|
| Federal income tax | −$193.08 |
| Social Security | −$143.08 |
| Medicare | −$33.46 |
| State income tax | −$108.66 |
| Local tax | −$0.00 |
| State payroll taxes | −$0.00 |
| 401(k) and health insurance | −$0.00 |
| Take-home pay | $1,829.41 |
Estimate based on 2026 IRS Publication 15-T and official state withholding tables. How we calculate
Illinois paycheck: key facts for 2026
- Illinois withholds a flat 4.95% of wages after a $2,925 exemption for each allowance claimed on Form IL-W-4.
- A $60,000 salary in Illinois takes home about $47,565 a year ($1,829.41 every two weeks) as a single filer in 2026.
- A $100,000 salary in Illinois takes home about $74,375 a year, an effective tax rate of 25.6%.
- Federal withholding follows IRS Publication 15-T (2026); Social Security is 6.2% up to $184,500 and Medicare is 1.45%.
How Illinois calculates your paycheck
- Illinois has one income tax rate for everyone: 4.95%.
- Each basic allowance on Form IL-W-4 (one for you, one for your spouse, one per dependent) exempts $2,925 a year from withholding.
- Additional Line 2 allowances, for age or blindness, exempt $1,000 each.
- Chicago and other Illinois cities do not tax wages.
Take-home pay by salary in Illinois (2026)
What common salaries leave you with after every tax, for a single filer paid every two weeks with no 401(k) or other pre-tax deductions. Use the calculator above for your own situation.
| Salary | Federal tax | Social Security + Medicare | State and local | Take-home (year) | Per paycheck | Effective rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,340 | $24,945 | $959.41 | 16.9% |
| $40,000 | $2,620 | $3,060 | $1,835 | $32,485 | $1,249.41 | 18.8% |
| $50,000 | $3,820 | $3,825 | $2,330 | $40,025 | $1,539.41 | 20.0% |
| $60,000 | $5,020 | $4,590 | $2,825 | $47,565 | $1,829.41 | 20.7% |
| $75,000 | $7,670 | $5,738 | $3,568 | $58,025 | $2,231.72 | 22.6% |
| $100,000 | $13,170 | $7,650 | $4,805 | $74,375 | $2,860.57 | 25.6% |
| $125,000 | $18,734 | $9,563 | $6,043 | $90,661 | $3,486.95 | 27.5% |
| $150,000 | $24,734 | $11,475 | $7,280 | $106,511 | $4,096.57 | 29.0% |
| $200,000 | $36,734 | $14,339 | $9,755 | $139,172 | $5,352.76 | 30.4% |
Hourly wage to take-home pay in Illinois
Full-time is 40 hours a week for 52 weeks (2,080 hours), single filer, paid biweekly.
| Hourly wage | Gross a year | Take-home a year | Per biweekly paycheck | Take-home per hour |
|---|---|---|---|---|
| $15.00 an hour | $31,200 | $25,850 | $994.21 | $12.43 |
| $18.00 an hour | $37,440 | $30,555 | $1,175.17 | $14.69 |
| $20.00 an hour | $41,600 | $33,691 | $1,295.81 | $16.20 |
| $25.00 an hour | $52,000 | $41,533 | $1,597.41 | $19.97 |
| $30.00 an hour | $62,400 | $49,374 | $1,899.01 | $23.74 |
| $40.00 an hour | $83,200 | $63,388 | $2,437.98 | $30.47 |
| $50.00 an hour | $104,000 | $76,991 | $2,961.18 | $37.01 |
Illinois withholding rates for 2026
Illinois withholds a flat 4.95% of taxable wages.
Federal taxes on every Illinois paycheck
Wherever you work in the U.S., three federal items come out of each paycheck. Federal income tax is withheld with the IRS percentage method: your employer annualizes your pay, subtracts $8,600 ($12,900 if married filing jointly) unless you checked the two-jobs box on Form W-4, applies the 2026 withholding brackets of 10% to 37%, and subtracts $2,200 for each child under 17 you claimed. Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45%, plus 0.9% on wages above $200,000.
Frequently asked questions
What is the Illinois income tax rate for 2026?
4.95%, the same flat rate for every income level.
How much is the Illinois exemption allowance in 2026?
$2,925 per basic allowance claimed on Form IL-W-4.
Does Chicago have a city income tax?
No. Chicago does not withhold income tax from wages.
Paycheck calculators for other states
Sources
Every rate and threshold on this page comes from these official publications. Last checked October 31, 2026.