Updated for 2026 · checked October 2026
Texas Paycheck Calculator
Texas has no state income tax, so a Texas paycheck only loses federal income tax, Social Security (6.2%) and Medicare (1.45%).
Texas take-home pay biweekly
$1,938.08
$50,390.00 a year · effective tax rate 16.0%
| Gross pay | $2,307.69 |
|---|---|
| Federal income tax | −$193.08 |
| Social Security | −$143.08 |
| Medicare | −$33.46 |
| State income tax | −$0.00 |
| Local tax | −$0.00 |
| State payroll taxes | −$0.00 |
| 401(k) and health insurance | −$0.00 |
| Take-home pay | $1,938.08 |
Estimate based on 2026 IRS Publication 15-T and official state withholding tables. How we calculate
Texas paycheck: key facts for 2026
- Texas has no state income tax, so a Texas paycheck only loses federal income tax, Social Security (6.2%) and Medicare (1.45%).
- A $60,000 salary in Texas takes home about $50,390 a year ($1,938.08 every two weeks) as a single filer in 2026.
- A $100,000 salary in Texas takes home about $79,180 a year, an effective tax rate of 20.8%.
- Federal withholding follows IRS Publication 15-T (2026); Social Security is 6.2% up to $184,500 and Medicare is 1.45%.
How Texas calculates your paycheck
- Texas does not tax wages, and no Texas city or county charges a local income tax.
- Your employer withholds federal income tax using IRS Publication 15-T and your Form W-4.
- Social Security takes 6.2% of wages up to $184,500 in 2026. Medicare takes 1.45% of all wages, plus 0.9% above $200,000.
- Texas employers pay state unemployment tax themselves; nothing comes out of your check for it.
Take-home pay by salary in Texas (2026)
What common salaries leave you with after every tax, for a single filer paid every two weeks with no 401(k) or other pre-tax deductions. Use the calculator above for your own situation.
| Salary | Federal tax | Social Security + Medicare | State and local | Take-home (year) | Per paycheck | Effective rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $0 | $26,285 | $1,010.96 | 12.4% |
| $40,000 | $2,620 | $3,060 | $0 | $34,320 | $1,320.00 | 14.2% |
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | $1,629.04 | 15.3% |
| $60,000 | $5,020 | $4,590 | $0 | $50,390 | $1,938.08 | 16.0% |
| $75,000 | $7,670 | $5,738 | $0 | $61,593 | $2,368.94 | 17.9% |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045.38 | 20.8% |
| $125,000 | $18,734 | $9,563 | $0 | $96,704 | $3,719.37 | 22.6% |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,376.58 | 24.1% |
| $200,000 | $36,734 | $14,339 | $0 | $148,927 | $5,727.96 | 25.5% |
Hourly wage to take-home pay in Texas
Full-time is 40 hours a week for 52 weeks (2,080 hours), single filer, paid biweekly.
| Hourly wage | Gross a year | Take-home a year | Per biweekly paycheck | Take-home per hour |
|---|---|---|---|---|
| $15.00 an hour | $31,200 | $27,249 | $1,048.05 | $13.10 |
| $18.00 an hour | $37,440 | $32,263 | $1,240.89 | $15.51 |
| $20.00 an hour | $41,600 | $35,606 | $1,369.45 | $17.12 |
| $25.00 an hour | $52,000 | $43,962 | $1,690.85 | $21.14 |
| $30.00 an hour | $62,400 | $52,318 | $2,012.25 | $25.15 |
| $40.00 an hour | $83,200 | $67,361 | $2,590.82 | $32.39 |
| $50.00 an hour | $104,000 | $81,994 | $3,153.62 | $39.42 |
Federal taxes on every Texas paycheck
Wherever you work in the U.S., three federal items come out of each paycheck. Federal income tax is withheld with the IRS percentage method: your employer annualizes your pay, subtracts $8,600 ($12,900 if married filing jointly) unless you checked the two-jobs box on Form W-4, applies the 2026 withholding brackets of 10% to 37%, and subtracts $2,200 for each child under 17 you claimed. Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45%, plus 0.9% on wages above $200,000.
Frequently asked questions
Does Texas take state taxes out of my paycheck?
No. Texas has no personal income tax, so there is no state withholding line on a Texas paycheck. Only federal income tax, Social Security and Medicare are withheld.
Why is my Texas paycheck still smaller than my salary?
Federal income tax and FICA still apply. On a $60,000 salary as a single filer, roughly $9,600 a year goes to federal income tax and FICA in 2026.
Do Texas cities have their own income tax?
No Texas city, county or school district charges an income tax on wages.
Is overtime taxed differently in Texas?
Overtime is withheld like regular pay. Starting with tax year 2025, up to $12,500 of qualified overtime premium ($25,000 married filing jointly) can be deducted on your federal return, which can raise your refund.
Paycheck calculators for other states
Sources
Every rate and threshold on this page comes from these official publications. Last checked October 31, 2026.