Updated for 2026 · checked October 2026
Pennsylvania Paycheck Calculator
Pennsylvania withholds a flat 3.07% of compensation, plus 0.07% for unemployment. Philadelphia residents also pay a 3.735% city wage tax, and most other municipalities charge a local earned income tax.
Pennsylvania take-home pay biweekly
$1,865.62
$48,506.00 a year · effective tax rate 19.2%
| Gross pay | $2,307.69 |
|---|---|
| Federal income tax | −$193.08 |
| Social Security | −$143.08 |
| Medicare | −$33.46 |
| State income tax | −$70.85 |
| Local tax | −$0.00 |
| State payroll taxes | −$1.62 |
| 401(k) and health insurance | −$0.00 |
| Take-home pay | $1,865.62 |
Estimate based on 2026 IRS Publication 15-T and official state withholding tables. How we calculate
Pennsylvania paycheck: key facts for 2026
- Pennsylvania withholds a flat 3.07% of compensation, plus 0.07% for unemployment. Philadelphia residents also pay a 3.735% city wage tax, and most other municipalities charge a local earned income tax.
- A $60,000 salary in Pennsylvania takes home about $48,506 a year ($1,865.62 every two weeks) as a single filer in 2026.
- A $100,000 salary in Pennsylvania takes home about $76,040 a year, an effective tax rate of 24.0%.
- Federal withholding follows IRS Publication 15-T (2026); Social Security is 6.2% up to $184,500 and Medicare is 1.45%.
Live in Philadelphia? Use the Philadelphia calculator, which adds local income tax.
How Pennsylvania calculates your paycheck
- Pennsylvania taxes compensation at a flat 3.07%, with no standard deduction or personal exemption.
- Unlike federal tax, Pennsylvania does not exclude 401(k) contributions, so they are still taxed at 3.07%.
- Employees also pay 0.07% of all wages toward unemployment compensation.
- Most Pennsylvania municipalities and school districts levy a local earned income tax, usually 1% or more. Philadelphia's wage tax is 3.735% for residents from July 1, 2026.
Take-home pay by salary in Pennsylvania (2026)
What common salaries leave you with after every tax, for a single filer paid every two weeks with no 401(k) or other pre-tax deductions. Use the calculator above for your own situation.
| Salary | Federal tax | Social Security + Medicare | State and local | Take-home (year) | Per paycheck | Effective rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $942 | $25,343 | $974.73 | 15.5% |
| $40,000 | $2,620 | $3,060 | $1,256 | $33,064 | $1,271.69 | 17.3% |
| $50,000 | $3,820 | $3,825 | $1,570 | $40,785 | $1,568.65 | 18.4% |
| $60,000 | $5,020 | $4,590 | $1,884 | $48,506 | $1,865.62 | 19.2% |
| $75,000 | $7,670 | $5,738 | $2,355 | $59,238 | $2,278.37 | 21.0% |
| $100,000 | $13,170 | $7,650 | $3,140 | $76,040 | $2,924.62 | 24.0% |
| $125,000 | $18,734 | $9,563 | $3,925 | $92,779 | $3,568.40 | 25.8% |
| $150,000 | $24,734 | $11,475 | $4,710 | $109,081 | $4,195.42 | 27.3% |
| $200,000 | $36,734 | $14,339 | $6,280 | $142,647 | $5,486.42 | 28.7% |
Hourly wage to take-home pay in Pennsylvania
Full-time is 40 hours a week for 52 weeks (2,080 hours), single filer, paid biweekly.
| Hourly wage | Gross a year | Take-home a year | Per biweekly paycheck | Take-home per hour |
|---|---|---|---|---|
| $15.00 an hour | $31,200 | $26,270 | $1,010.37 | $12.63 |
| $18.00 an hour | $37,440 | $31,087 | $1,195.67 | $14.95 |
| $20.00 an hour | $41,600 | $34,299 | $1,319.21 | $16.49 |
| $25.00 an hour | $52,000 | $42,329 | $1,628.05 | $20.35 |
| $30.00 an hour | $62,400 | $50,359 | $1,936.89 | $24.21 |
| $40.00 an hour | $83,200 | $64,749 | $2,490.34 | $31.13 |
| $50.00 an hour | $104,000 | $78,728 | $3,028.02 | $37.85 |
Pennsylvania withholding rates for 2026
Pennsylvania withholds a flat 3.07% of taxable wages.
Federal taxes on every Pennsylvania paycheck
Wherever you work in the U.S., three federal items come out of each paycheck. Federal income tax is withheld with the IRS percentage method: your employer annualizes your pay, subtracts $8,600 ($12,900 if married filing jointly) unless you checked the two-jobs box on Form W-4, applies the 2026 withholding brackets of 10% to 37%, and subtracts $2,200 for each child under 17 you claimed. Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45%, plus 0.9% on wages above $200,000.
Frequently asked questions
Is my 401(k) taxed in Pennsylvania?
Yes. Pennsylvania taxes employee 401(k) contributions when they are made, so the 3.07% applies to them.
What is PA UC on my paycheck?
The employee share of Pennsylvania unemployment compensation tax: 0.07% of gross wages.
What is the Philadelphia wage tax in 2026?
3.735% for residents and 3.425% for nonresidents on pay dates from July 1, 2026 (3.74% and 3.43% before that).
Paycheck calculators for other states
Sources
Every rate and threshold on this page comes from these official publications. Last checked October 31, 2026.