Updated for 2026 · checked October 2026
Philadelphia Paycheck Calculator
Philadelphia residents pay a 3.735% city wage tax on top of Pennsylvania's 3.07%, for pay dates from July 1, 2026. Nonresidents working in the city pay 3.425%.
Philadelphia take-home pay biweekly
$1,779.42
$46,265.00 a year · effective tax rate 22.9%
| Gross pay | $2,307.69 |
|---|---|
| Federal income tax | −$193.08 |
| Social Security | −$143.08 |
| Medicare | −$33.46 |
| State income tax | −$70.85 |
| Philadelphia tax | −$86.19 |
| State payroll taxes | −$1.62 |
| 401(k) and health insurance | −$0.00 |
| Take-home pay | $1,779.42 |
Estimate based on 2026 IRS Publication 15-T and official state withholding tables. How we calculate
Philadelphia paycheck: key facts for 2026
- Philadelphia residents pay a 3.735% city wage tax on top of Pennsylvania's 3.07%, for pay dates from July 1, 2026. Nonresidents working in the city pay 3.425%.
- A $60,000 salary in Philadelphia takes home about $46,265 a year ($1,779.42 every two weeks) as a single filer in 2026.
- Philadelphia city tax costs a resident earning $60,000 about $2,241 a year compared with living elsewhere in Pennsylvania.
Don't live in Philadelphia? Use the Pennsylvania paycheck calculator instead.
How Philadelphia taxes your paycheck
- Philadelphia's wage tax applies to all compensation of city residents, and to nonresidents for work done inside the city.
- The rate is 3.735% for residents and 3.425% for nonresidents on pay dates from July 1, 2026.
- Like the state tax, it has no deductions or exemptions, and 401(k) contributions are taxed.
Pennsylvania state tax still applies
- Pennsylvania taxes compensation at a flat 3.07%, with no standard deduction or personal exemption.
- Unlike federal tax, Pennsylvania does not exclude 401(k) contributions, so they are still taxed at 3.07%.
- Employees also pay 0.07% of all wages toward unemployment compensation.
- Most Pennsylvania municipalities and school districts levy a local earned income tax, usually 1% or more. Philadelphia's wage tax is 3.735% for residents from July 1, 2026.
Take-home pay by salary in Philadelphia (2026)
What common salaries leave you with after every tax, for a single filer paid every two weeks with no 401(k) or other pre-tax deductions. Use the calculator above for your own situation.
| Salary | Federal tax | Social Security + Medicare | State and local | Take-home (year) | Per paycheck | Effective rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $2,063 | $24,223 | $931.63 | 19.3% |
| $40,000 | $2,620 | $3,060 | $2,750 | $31,570 | $1,214.23 | 21.1% |
| $50,000 | $3,820 | $3,825 | $3,438 | $38,918 | $1,496.83 | 22.2% |
| $60,000 | $5,020 | $4,590 | $4,125 | $46,265 | $1,779.42 | 22.9% |
| $75,000 | $7,670 | $5,738 | $5,156 | $56,436 | $2,170.63 | 24.8% |
| $100,000 | $13,170 | $7,650 | $6,875 | $72,305 | $2,780.96 | 27.7% |
| $125,000 | $18,734 | $9,563 | $8,594 | $88,110 | $3,388.84 | 29.5% |
| $150,000 | $24,734 | $11,475 | $10,313 | $103,479 | $3,979.94 | 31.0% |
| $200,000 | $36,734 | $14,339 | $13,750 | $135,177 | $5,199.12 | 32.4% |
Hourly wage to take-home pay in Philadelphia
Full-time is 40 hours a week for 52 weeks (2,080 hours), single filer, paid biweekly.
| Hourly wage | Gross a year | Take-home a year | Per biweekly paycheck | Take-home per hour |
|---|---|---|---|---|
| $15.00 an hour | $31,200 | $25,104 | $965.55 | $12.07 |
| $18.00 an hour | $37,440 | $29,689 | $1,141.89 | $14.27 |
| $20.00 an hour | $41,600 | $32,746 | $1,259.45 | $15.74 |
| $25.00 an hour | $52,000 | $40,387 | $1,553.35 | $19.42 |
| $30.00 an hour | $62,400 | $48,028 | $1,847.25 | $23.09 |
| $40.00 an hour | $83,200 | $61,641 | $2,370.82 | $29.64 |
| $50.00 an hour | $104,000 | $74,844 | $2,878.62 | $35.98 |
Philadelphia withholding rates for 2026
Philadelphia withholds a flat 3.735% of taxable wages.
Frequently asked questions
Do I pay Philadelphia wage tax if I work from home outside the city?
Nonresidents only owe the tax on days worked inside Philadelphia. Residents owe it on all wages.
Did the Philadelphia wage tax go down in 2026?
Yes, from 3.74% to 3.735% for residents and from 3.43% to 3.425% for nonresidents, effective July 1, 2026.
Sources
Every rate and threshold on this page comes from these official publications. Last checked October 31, 2026.