Updated for 2026 · checked October 2026
New York City Paycheck Calculator
New York City residents pay city income tax on top of New York State tax: 2.05% to 4.25% under the 2026 NYS-50-T-NYC tables, after a $5,000 deduction ($5,500 married).
New York City take-home pay biweekly
$1,745.99
$45,395.80 a year · effective tax rate 24.3%
| Gross pay | $2,307.69 |
|---|---|
| Federal income tax | −$193.08 |
| Social Security | −$143.08 |
| Medicare | −$33.46 |
| State income tax | −$102.92 |
| New York City tax | −$78.00 |
| State payroll taxes | −$11.17 |
| 401(k) and health insurance | −$0.00 |
| Take-home pay | $1,745.99 |
Estimate based on 2026 IRS Publication 15-T and official state withholding tables. How we calculate
New York City paycheck: key facts for 2026
- New York City residents pay city income tax on top of New York State tax: 2.05% to 4.25% under the 2026 NYS-50-T-NYC tables, after a $5,000 deduction ($5,500 married).
- A $60,000 salary in New York City takes home about $45,396 a year ($1,745.99 every two weeks) as a single filer in 2026.
- New York City city tax costs a resident earning $60,000 about $2,028 a year compared with living elsewhere in New York.
Don't live in New York City? Use the New York paycheck calculator instead.
How New York City taxes your paycheck
- NYC tax applies to residents of the five boroughs, wherever they work. Commuters who live outside the city do not pay it.
- Your employer subtracts $5,000 (single) or $5,500 (married) plus $1,000 per exemption.
- The rest is withheld from 2.05% up to 4.25% on income above $60,000.
- City tax is withheld in addition to New York State tax, PFL and disability insurance.
New York state tax still applies
- Your employer subtracts a deduction allowance ($7,400 single, $7,950 married) and $1,000 per exemption claimed on Form IT-2104.
- The remainder is taxed on the 2026 exact-calculation schedule, starting at 3.9%. Some bands carry higher rates that phase out the lower brackets for high earners.
- Annualized net wages above $1,077,550 (single) or $2,155,350 (married) are withheld at a flat 10.45% to 11.7% of the whole amount.
- Paid Family Leave takes 0.432% of wages, capped at $411.91 for 2026. Disability insurance takes 0.5%, capped at $0.60 a week.
- New York City and Yonkers residents have a separate local withholding on top of state tax.
Take-home pay by salary in New York City (2026)
What common salaries leave you with after every tax, for a single filer paid every two weeks with no 401(k) or other pre-tax deductions. Use the calculator above for your own situation.
| Salary | Federal tax | Social Security + Medicare | State and local | Take-home (year) | Per paycheck | Effective rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $2,000 | $24,285 | $934.05 | 19.0% |
| $40,000 | $2,620 | $3,060 | $2,998 | $31,322 | $1,204.70 | 21.7% |
| $50,000 | $3,820 | $3,825 | $3,996 | $38,359 | $1,475.35 | 23.3% |
| $60,000 | $5,020 | $4,590 | $4,994 | $45,396 | $1,745.99 | 24.3% |
| $75,000 | $7,670 | $5,738 | $6,502 | $55,091 | $2,118.87 | 26.5% |
| $100,000 | $13,170 | $7,650 | $9,062 | $70,118 | $2,696.86 | 29.9% |
| $125,000 | $18,734 | $9,563 | $11,884 | $84,819 | $3,262.28 | 32.1% |
| $150,000 | $24,734 | $11,475 | $14,829 | $98,962 | $3,806.22 | 34.0% |
| $200,000 | $36,734 | $14,339 | $20,326 | $128,601 | $4,946.18 | 35.7% |
Hourly wage to take-home pay in New York City
Full-time is 40 hours a week for 52 weeks (2,080 hours), single filer, paid biweekly.
| Hourly wage | Gross a year | Take-home a year | Per biweekly paycheck | Take-home per hour |
|---|---|---|---|---|
| $15.00 an hour | $31,200 | $25,130 | $966.53 | $12.08 |
| $18.00 an hour | $37,440 | $29,521 | $1,135.41 | $14.19 |
| $20.00 an hour | $41,600 | $32,448 | $1,248.00 | $15.60 |
| $25.00 an hour | $52,000 | $39,766 | $1,529.48 | $19.12 |
| $30.00 an hour | $62,400 | $47,085 | $1,810.95 | $22.64 |
| $40.00 an hour | $83,200 | $60,032 | $2,308.94 | $28.86 |
| $50.00 an hour | $104,000 | $72,526 | $2,789.47 | $34.87 |
New York City withholding rates for 2026
Annual withholding schedule applied to wages after deductions and allowances. Payroll systems divide these by your number of pay periods.
| Annual taxable wages over | Up to | Rate on this band |
|---|---|---|
| $0 | $8,000 | 2.05% |
| $8,000 | $8,700 | 2.8% |
| $8,700 | $15,000 | 3.25% |
| $15,000 | $25,000 | 3.95% |
| $25,000 | $60,000 | 4.15% |
| $60,000 | and above | 4.25% |
Frequently asked questions
Do I pay NYC tax if I live in New Jersey or Westchester and work in Manhattan?
No. New York City income tax only applies to city residents.
What is the NYC tax rate for 2026 withholding?
From 2.05% to 4.25%, with 4.25% on annual net wages above $60,000.
Sources
Every rate and threshold on this page comes from these official publications. Last checked October 31, 2026.
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Rev. Proc. 2025-32 (2026 inflation adjustments)
- SSA, Contribution and Benefit Base
- NYS-50-T-NYS (1/26), New York State Withholding Tax Tables and Methods
- NYS-50-T-NYC (1/26), New York City Withholding Tax Tables and Methods
- New York Paid Family Leave, 2026 updates